Contrariwise, with GnuCash, Moneydance, and Finances 2, the bad parts will be evident 5 minutes after you start using it, so you can decide if it’s worth the price of admission before having wasted 6 months committing to it. The common thread between them is that you can’t really tell what the bad parts are until you have several months of data in place and only then see the brittle bits. They’re all interchangeable and varying shades of bad. There are other choices (SEE Finances, iFinance, Moneyspire, etc). Finances 2 by Matthias Hochgatterer (double-entry, most Mac-like UI, it’s breathtakingly beautiful, but strictly a cash / bank ledger - you’re not going to find brokerage account/stocks support here.).Moneydance (more personal-focused, slightly easier to use than GC). Gnucash (double-entry, ugly UI, but very mature.).If I wasn’t willing to go that route, the three obvious choices for a Mac user are: The common thread in all personal finance software is that generally most of it is not very good at scaling I eventually switched to Xero and run my finances like a business, which has its tradeoffs but at least scales well and supports bank feeds. Which personal finance program you use depends a lot on exactly how type A you are, and to what extent you want to track (and to what extent you want or need bank feeds.). I have got into trouble occasionally with Moneydance with it largely invisible primary and secondary devices. Syncing between all devices (Mac and iPad) was better on Moneywiz. In spite of this Moneydance insist it is on the list to do, and has been for some years. Moneydance is based on java and I am told there is no java in iOS so the programmme would require a complete re-write. If I had started with Moneywiz 20 years ago it would probably be the other way round. In the end I stayed with Moneydance largely because I preferred the interface. I successfully (but laboriously) migrated 20 years of transactions to Moneywiz and used both apps in parallel for six weeks. Moneywiz on the iPad is fully equivalent to the Mac version. Because of this I had a very serious trial of Moneywiz. It is intended to be a convenient way of doing limited actions which sync to the mac. It cannot do all that the full version (which is cross platform btw) can do or be used on its own. The big limitation for me is that the iOS/iPadOS version is a companion app. I have used Moneydance since 2002, and have got used to its ways. I made the following map while trying to see what app to use: I usally carry a small notebook to jot things like that. Also, I don’t need an app on my iphone to add things on the go. I don’t have money invested in anything, so I don’t need that function.
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